281 Garth Road , B5d

Description

Charming and airy studio now available, boasting abundant closet space and a coveted location! Situated in a well-maintained building with a dedicated doorman available seven days a week until midnight, plus an attentive on-site superintendent. Enjoy the convenience of laundry facilities on every floor and unwind in the serene courtyard featuring a tranquil fountain. Residents have the exclusive opportunity to join the esteemed Lake Isle Country Club for access to their pool, tennis courts, and golf course. Additional perks include basement storage, a secure bike room, and a recently updated, stylish lobby. Ample street parking is conveniently available for both residents and guests along Garth Rd. Located just off the Bronx River Parkway, with direct access to BeeLine Bus Stops #66 to New Rochelle and #63G to White Plains right outside the building. The Scarsdale Metro North train station to NYC is a mere half-mile away, an easy 14-minute walk. Minimum board requirements: Credit Score Minimum 700 with no judgements, bankruptcies, multiple late payments etc. (for each applicant). 35% DTI or less *** All loans that appear on your credit report, including ones you have signed as a guarantor or are otherwise obligated to pay, even if you are not currently making those payments, will be considered as debt, and must be disclosed on this application. It will be calculated into your debt to income ratio. 20% Minimum Down Payment. Reserves after closing : Minimum post-closing savings equal to or greater than six months of maintenance and mortgage combined. Percentage of Purchase Price to be financed: Maximum 80%